Large Haredi Money Changing Operation-Cum-Illegal-Bank Collapses, Leaving Millions In Debts And Many Haredim Destitute

A large haredi money changing company-cum-illegal-bank in Bnei Brak has suddenly declared bankruptcy, leaving smaller money changers and check cashing kiosks that relied on it and the company’s haredi investors facing millions of shekels in losses.

 

Large Haredi Money Changing Operation-Cum-Illegal-Bank Collapses, Leaving Millions In Debts And Many Haredim Destitute
Shmarya Rosenberg • FailedMessiah.com

A large haredi money changing company-cum-illegal-bank in Bnei Brak has suddenly declared bankruptcy, leaving smaller money changers and check cashing kiosks that relied on it and the company’s haredi investors facing millions of shekels in losses, Yeshiva World reported.

The company cashes checks, makes loans and collects debts.

Local money changers used the company as a form of a bank and deposited their money with it. The company in turn used that money to finance its operations, much like a legitimate bank would have done.

But it wasn’t a legitimate bank and what it was doing likely was illegal.

Ra’anan Gal, an attorney who is representing creditors, reportedly called what happened a “major sting operation.” He says many families – most of whom were receiving a monthly check from the company in return for leaving their money deposited with it – have lost both their life savings and that income.

While the reporting in Yeshiva World is not clear, it appears the haredi family who owned and ran the company were really running a criminal Ponzi scheme that finally collapsed.

Comments

[Joe Field]

Good news, at least they steal from each other.

[Yakov]

I've said it before: Jets should in engage in productive labor not financial shenanigans. אהוב את המלאכה

[Robert Wisler]

OOPS! I can't tell you how sad this makes me... Because it doesn't.

[crissdriom]

hope israeli taxpayers don't have to bail out these scoundrel

[Steven]

What's that saying? "If it looks too good to be true....". No, that's not it. Oh yes, I remember now, "You can't trust anyone anywhere anytime."

[Michael from Lakewood]

The question that bears asking: is it good for Lakewood?

[Chafraud-Depravitch]

That's why at the Bank of Chafraud, we only turn your money into mitzvahs! And the biggest payoff comes only AFTER you're dead.

Don't you see? The Bank of Chafraud gives you something to look forward to! You and your loved ones can intermingle with the soul of the RebbeHaMelechHaMoshiach™ in heavenly bliss for eternity! And all it takes is your generous donation today. What a deal. Mere cash, check, money order, VISA/MC, or PrayPal now for eternal spiritual returns on your investment.

And we offer a 100% fully refundable lifetime guarantee. Certain restrictions apply.

And as an added bonus the first 18 people donating, uh, I mean investing, $18,000 will be entered into our Bank of Chafraud sweepstakes! Eligible contestants will have their names place into the Chafraud gefilte fishbowl, where the representative hand of the RebbeHaMelechHaMoshiach™ himself will randomly pick out the names of 18 chosen ones.
If you're one of the lucky winners, your local shliach in the Bank of Chafraud network will receive a bottle of mashka dedicated in your honor. We'll arrange for you and your shliach to dine in Shabbos luxury, eating only the finest kosher foods, served on authentic paper plates by real imported Spanish speaking servants. Thereafter your shliach will open his bottle of free mashka dedicated in your honor, stroke your ego bigtime, and say l'chaim!

To Life! And to your afterlife investments.
Donate to the Bank of Chafraud today.

[Abracadabra]

CD - I hope you are saving copies of all of these gems you keep posting. They are priceless!

"PrayPal" - Great!

[Abracadabra]

It was just a matter of time before the Haredi in Israel prey upon each other, and obviously, that time has come. Haredim are particularly susceptible to affinity fraud because there is a religious belief that Haredim are "better" than everyone else, so they can trust each other like brothers. Also, because Haredim do not report in their newspapers the extent of Haredi crime, and because Haredim are not permitted to read anything other than Haredi newspapers, they are not educated to be able to recognize the most common fraud schemes. Anyone who knows what a Ponzi scheme is can recognize it when they see someone offering to pay consistently high monthly returns on funds you keep invested with them.

Unfortunately, Haredim likely never heard of a Ponzi scheme, don't know how it works, and believe that if their rabbi tells them that an unofficial, non-bank investment with no official financial oversight is kosher, then Hashem will rain wealth down upon them for having Emunah and Bitachon that they can magically earn lots of money without trying. This is another Haredi belief - that Hashem provides income, and that it will magically come to them even if they expend very little effort, by simply trusting and believing that God will provide. They are taught that no matter how much energy and effort they expend, they will only make the amount that God has decreed they would earn on Rosh HaShanah. (That is part of their excuse for not getting a secular education. They believe that God will provide for them without it.) All these religiously mandated beliefs make them especially ripe for defrauding.

[Account Deleted]

This has happened before even among the Anglo Israelis. It may be legal, just not very safe.

http://www.jpost.com/National-News/Anglo-immigrants-fear-theyve-lost-thousands

[MarkfromShortHills]

CD, with this, your most recent effort, you have eclipsed even YL.

"The Bank of Chafraud gives you something to look forward to! You and your loved ones can intermingle with the soul of the RebbeHaMelechHaMoshiach™ in heavenly bliss for eternity! And all it takes is your generous donation today."

"Chafraud gefilte fishbowl"

"served on authentic paper plates by real imported Spanish speaking servants"

Nothing on this board even approaches this!

[typadder]

i'm not so sure abra. i think they've all heard of it. they've done it themselves, or have a cousineighbor friend who had to run to a different country because of doing it. i think this is all part of their selective blindness, and shtick seeking. hashochad ye'aver... they are just quick to believe that cousineighbor friend knowsomeone who can gethem a better deal, and they are mammash trustworthy. even the money lenders use them.

in this case, it looked like a bank, paid like a bank, but was better because it wasn't operated by the rishusdikeh medineh.

[WoolSilkCotton; I must be seen to be believed]

Another successful haredi businessman must be running this.

The frumma are always looking for ways that they can hide money from the government. They are always looking for get-rich-quick schemes. Every frummer thinks he can outsmart the whole world.

When frumma swindle frumma, we all win.

[noname]

abra - once again - exactly!!!

I will just add this - it is also one of the reasons that its np to start having as many children as possible without any earning potential...Hashem will provide...

In certain circles if a girls' parents ask if the boy "has a plan" (of how to make a living after X mandatory years of gemarah learning and X babies...both to start the marriage on the right path)...they are blacklisted and lose any chance of a "good" match for their daughter.....

[jancsibacsi]

I know of a few guys from bnei brak in fact one is a relative of mine one came here from israel after borrowing 10 s of thousands of dollars the other came here for a few years and borrowed from the people in his synagougue he even called us up to ask for 3 thousand dollars its rampant in israel to do theese things he went back to israel and people are asking me where he lives some even went to israel to find him and asked for their money back the one who came here stayed here about 20 years ago one of them a friend of my father begged my father to look him up and ask back 6 thousand dollars that he gave him its unbeleivable how brazen theese uber frummies are.

[Yochanan Lavie]

This was a punishment for not studying enough toyreh.

[monsey is crooked]

names of family please

[ah-pee-chorus]

YL- Might be but there's no consensus.

Shteinman said it's because he was wrong and charedim must join the army.

Auerbach said they must all get decent secular education.

Kanievsky said it's punishment for making women invisible.

Mizrahi said it's a sign jews must accept Allah.

[Rocky]

One day, these frummies will be heading a coalition government in Israel. Demographics don't lie. Make sure you have sold your Israeli bonds by then.

[Yakov]

Hareidim and negros are moral imbiciles. Hareidim by upbringing, negroes genetically and are hopeless. This is very dangerous for us. Hareidi education has to be changed and they should be drafted into labor battalions, taught manual trades and put to productive work. Doing honest work from 18 to 21 will put them on the right path and give them usefull skills. Negro criminals should be sterelized and put into forced labor.

[jancsibacsi]

Yakov--tHERE ARE MANY BLACK PEOPLE WHO ARE TRULY DECENT IT HAS NOTHING TO DO WITH THEIR GENES YOU ARE BEHIND THE TIMES STOP YOUR CHILDISH IDIOCY WITH BLACK ARE INFERIOR ONCE AND FOR ALL THEY ARE EQUAL GENETICALLY IN INTELLIGENCE AS WHITS ITS THE UPBRINGINF THAT COUNTS HERE NOTHING MORE STOP IT YOU FOOL.

[Yakov]

Jancs, pay attention and read the 'Bell Curve'. I never said that there are no decent or intelligent black people. Their statistical destribution is different and so is their genetic makeup. Read ' Race against Time'.

[Sarek]

Yakov pay attention and read that The Bell Curve is full of crap. Only Fox News viewers believe in it.

[Yakov]

Sarek, like most commenter on this blog, you engage by cursing, abusing your opponents and avoiding the issues.

[Amos]

Yakov you can't be serious. Skin color is pigment. You really believe in racism? Someone must have hurt you but... it makes no sense that pigment would mean what you suggest. As for the Bell Curve stuff like that makes me nervous if Jewish people are defining intelligence in ways that favor themselves. I think theologically were special if we stick to religion. I'm not Gcds gift to the world when I sport my baseball cap and take the subway.

[Yakov]

Amos, this is not theology, but science. Non-Jewish people developed it, the Jews were not envolved. Skin color is accidental, it's the IQ and other genetic traits that are fundamental to this discussion.

[Yakov]

Can black people define inteligence in a way that would favor them? No, it's imposible. Isaac Newton or Charlrs Darwin have contributed more to the world as individuals, than the whole black race. Tell me it's not so.

[jancsibacsi]

Yakov--THE BELL CURVE HAS BEEN DISPROVEN YEARS AGO WHERE HAVE YOU BEEN WAKE UP,YOU KEEP REHASHING THE SAME OLD OUT OF DATE SCIENTIFIC STUDIES .

[Jeff]

The Bell Curve. Oh, my.

Yakov, shut down your computer. Right now. Then turn on your TV, go to Fox News and don't change the channel. Everything else will just upset you.

[Yakov]

It has not been disproven by anyone because no honest discussion of race issue can take place. PC controls the issue. IQ and genetic differences are in accordance with scientific studies, they explain the negro problem and its intractability. Nothing else does. IQ tests accurately predict prrson's ability and succes in life. Read the books, not PC wikipedia articles.

[Yakov]

Jeff, no substance just fluff. As usuaul nothing to say.

[Account Deleted]

Yakov, I assume you are trying to be ironic. That said, just as this blog is makes valid points by pointing out systemic flaws in the Haredi world. One should be allowed to point out systemic flaws in the Black inner city communities and identify systemic causes for those failings.

There is no way to prove genetic predispositions of Haredim for what they do, or Black inner city populations, so no point in going there.

Hold all communities accountable for system wide failures regardless of race or religion.

[Chafraud-Depravitch]

Thanks for the kind comments.

Abra, I haven't saved any of my posts. But perhaps a compilation book would be a good idea. It could save thousands of Jews from a horrible financial fate. In a couple of hundred years yeshivas may take to reading one post every day after davening and I'll become known as a great tzdaik with ruach ha kodesh ... maybe even, the Moshiach du jour. Or not.

"This is another Haredi belief - that Hashem provides income, and that it will magically come to them even if they expend very little effort, by simply trusting and believing that God will provide."

This reminds me of the way Chabad used to tell us that we shouldn't test HaShem, except when it came to giving tzedakah. They claim that 'HaShem will replace it, and more, so that we can keep on giving'. Right out of the cult owner's handbook. Take a leap of faith with your income (for Chabad of course).
However, I don't recall them offering refunds if the test failed.

MarkfromShortHills, Thanks, but it will be a while before I'm in YL and Sarek's league.

Yakov,

"Hareidi education has to be changed and they should be drafted into labor battalions, taught manual trades and put to productive work. Doing honest work from 18 to 21 will put them on the right path and give them usefull skills. Negro criminals should be sterelized and put into forced labor. "

You're disgusting. You're so disgusting that I have a hard time believing you're sincere and not just here to stir sh!t.
Do you practice your goose step between posts?

[Yakov]

Pard, this is not what is being done. Blacks arevnot held accountable but are given preferential treatmeant. Im serious. There is nothing more real than race. A preson can change his nationality or religion, but not his race. This is hardwired.

http://touch.sun-sentinel.com/#section/-1/article/p2p-83430555/

29 out of 32 are black, 2 whites, 1 pacific islander. 0 lstinos, 0 asians. This is race.

[yossi]

the problem here is that we never leard a lesson and we fruma do Trust one another.
I had a friend who asked me to co-sign a ten thousand loan for marrying his daughter and I told him SORRY you ripped off Mr. S..... from shul and I am not gonna be your next victim.
Its time to do your homework before trusting others.If it sounds too good to be True then probably its NOT kosher.
Just give it another 18-36 months and there will be another gangster out there.
And PLEASE PLEASE don't blame the Hareidim here because MR> MADOFF did the same.

[Account Deleted]

Madoff the was the exception, not the rule. HUGE difference. Heredim have created an economic system that DEMANDS theft to feed the dozen plus kids. It cannot be done otherwise.

[Yakov]

Chafrud, your comment lacks substanse. Alot of raw emotion. Are u a female?

[Amos]

Yakov, lemme guess, women are genetically inferior as well. Yakov, even the dummest human is so smart, and has so much potential. Even the dummest person can be a huge tsaddik. The curve is so irrelevant. My cleaning lady could have been my doctor if the world would have spun slightly differently. Even if you were right (which I don't accept) it would not be reason to treat blacks any different. And try davening with people of colour. They know the chumash better than me and they're probably better people than me.

[Amos]

Yakov, shaybe g and truthis know who I'm quoting, but we were slaves in Egypt so that we could remember what it's like to be a slave and have a soft heart. Was your neshama with us at Sinai? If you're too hard, you're sounding like one of the mixed multitudes, dude.

[Yakov]

Women are not inferior, they are different. The emotional component id mote prpnounced by women.

No, your cleanig lady is unlikrly to have been a doctor.you need a high IQ to be one. This is the reason there are so few black doctors and almost no engineers - they dont have the IQ.

Blacks are being treated differently now. They are given undeserved privilrdge and their inability to function adequately is blamed on racism instead of on the qualities of their own character.

[Chafraud-Depravitch]

Yakov,

A comment of substance requires time and thought to post.
I just didn't feel you were worth it.
There's only so much I'm willing to offer a bigot like you.

"your comment lacks substanse. Alot of raw emotion. Are u a female?"

I bet you're as big a hit with the ladies as you are with people of color.

And you're a fine speller too.

R U a English teachR?
(I know it's bad form to begin and end a sentence with R.)

Perhaps you're genetically predisposed to bad spelling.

Quips aside, I find your talk of labor camps and sterilization completely repellant.

[Yakov]

Im typing on my phone now, maybe you should focus on substance and not fluff. Yes, it takes time. Whats wrong with malcontents contributing to society? They aint gonna do it unless u force them.

Negro race doesnt just have low IQ, it also has psychotic personality,which is defined as lack of moral sense or moral imbecility.there are numerous other differences such as high levels of testosterone, large sexual organs, sexual precosity, promiscuity, low future time orientation, laziness.All this explains African predicament. 80% of all AIDS cases are in Sub-Saharan Africa. South African president, who has 5 wives, raped a woman, whom he knew to be HIV positive, without using any protection and went on living with his other wives. This is a pshycopatic personality and he is their president. The court acquited him of rape charges and ruled that it was consensual.q

[Jeff]

"Jeff, no substance just fluff. As usuaul nothing to say."

Posted by: Yakov | May 03, 2015 at 12:40 PM

"Yakov, I assume you are trying to be ironic."

Pard, how often do I say it? Fundamentalists (and right wing idiots in general) have no sense of irony. To put it in terms Yakov may be capable of understanding, they lack the "irony gene".

[Yakov]

Jeff, more of the same.

[Amos]

Yakov, see the fat manual to a cell phone? Well- almost every human uses a cell phone. Everyone is remarkably smart.

[Gefilte Fish]

Yakov,

At the risk of feeding a troll (i.e., you), a few comments:

I was raised M.O. Unfortunately, some of my family and friends fell into the chareidi world. Through them, I have made the acquaintance of many other chareidim. I can tell you that 100% of them (not even 99%) have their hand out because they cannot sustain their lifestyle. Some are professional beggars, some try to shake down their non-chareidi relatives via emotional blackmail, some are never straightforward with an answer as to how they make a living, and some engage in a combination of all of the above. Most of them are on some type of government assistance. All of them are vulnerable to the get-rich-quick schemes, and the criminals in the charedi world know it.

One chareidi relative of mine was thoroughly devastated financially by another chareidi and was bailed out by the M.O.'s. My advice to him that he get a job and stop having so many children was dismissed outright as unthinkable.

With regard to the "Bell Curve"—no reputable scientist backs that nonsense. I bet that you have never worked with a black person as a peer; if you had, you would see, as I have, that intelligence and capabilities have no color. What you mistake for preferential treatment is simply that companies can no longer automatically exclude blacks (and women) from consideration for jobs or education.

[Elliot]

Why on Earth would these customers not use a normal bank? A check for having your money deposited with a financial institution is normally known as "interest." Was this a Ponzi scheme, or were the "depositors" trying to hide money from the authorities as a result of illegal and/or undeclared income?

[Yakov]

Gefilte, you and me agree about hareidim.

As far as blacks go, I disagree. 'Bell Curve' has never been openly discussed. Race issues are not openly discussed. Black condition is blamed on racism and the PC wisdom holds that all races are equal and diversity is strength, whereas science and human history proves the opposite - that diversity brings chaos and mayhem and that races are fundamrnyally, biologically and genetically diffetent. I workrd and went to school with blacks and my expirience suports the finding of science. Nobody has ever disproven the fact that blacks have a low IQ.

Preferrential treatment is exactly that - you have to hire a certain percrntage of blacks,hispanics and women at the expense of more qualified applicants who are white. This is why we have 300 lb black police women waddling out of DD. They are completly unfit for the job and are a burden on the rest of the department and society.

[Account Deleted]

Back to the Haredi shadow banking system...

The Gemach banking system is exactly the same. Not all, but many are set up to hide funds in order to qualify for programs, evade taxes, etc. They are definitive Ponzi setups.

The Haredi Ponzi scheme economy is absolutely mainstream and blessed by the rabbis.

How many of you have seen flyers or been approached by a Heredi Jew from Israel with tremendous crushing debt?

How does a person with no serious source of income amass such debt? Ponzi Scheme. Borrow from A to pay B, Borrow from C to pay A, etc. This is the normal way they roll.

The cherry on top is how they commit this premeditated theft and claim it demonstrates their superior faith.

[Gefilte Fish]

Yakov,

I remember when the "Bell Curve" came out. It was thoroughly debunked.

There are plenty of 300+ lb white male police officers. That fact doesn't support your conclusions, so you ignore it. This is the same problem with "The Bell Curve"—it's called sampling error.

I have had white and/or male coworkers who have been totally unfit for their jobs, and who whine about blacks or women (or both) who are taking their jobs. One white guy, who was entirely unsuited for his job, did not get a promotion (a young white Jewish woman got it). When he found out, he started throwing things and screaming that he automatically should have gotten the job because he was the oldest white male in the department. Unfortunately, he wasn't arrested, but fortunately, he transferred to another department a few months later (their loss, our gain).

[Account Deleted]

One day, we will all be genetically optimized.

http://www.latimes.com/science/la-sci-gene-editing-embryo-20150503-story.html#page=1

[jancsibacsi]

Yakov--How do you rate the indians in intelligence?are they also black?

[Yakov]

Gefilte, IQ testing has never been debunked. Nothing predicts a child's potential more accurately and nothing explains better the racial differences.

Jancs, I don't rate anybody, I refer to the studies conducted in the field and their results. I don't remember exactly, but American Indians are low, Asian Indians are OK.

[Yakov]

Jancs, this is the book you are looking for

http://en.m.wikipedia.org/wiki/IQ_and_Global_Inequality

[ah-pee-chorus]

Yakov, you ignorant racist, I explained on the other thread one of the reasons why the Bell Curve is rejected by scientists. Three different studies in three different decades, from the 60's to the 90's showed that blacks adopted at birth by whites had IQ's similar to whites.

"Eyferth (1961) studied the out-of-wedlock children of black and white soldiers stationed in Germany after World War 2 and then raised by white German mothers and found no significant differences.
Tizard et al. (1972) studied black (African and West Indian), white, and mixed-race children raised in British long-stay residential nurseries. Three out of four tests found no significant differences. One test found higher scores for non-whites.
Moore (1986) compared black and mixed-race children adopted by either black or white middle-class families in the United States. Moore observed that 23 black and interracial children raised by white parents had a significantly higher mean score than 23 age-matched children raised by black parents (117 vs 104), and argued that differences in early socialization explained these differences."

[Yakov]

No, those are tiny samples. Also the Germans were mixed, not pure Africans. In fact, what studies show is exactly the opposite. Blacks raised by whites do not acquire high IQs. They revert to their mean. 23 isn't a sample. I disagree with your proofs. This is what IQ is about - it's genetic, you are born with it, it cannot be modified. Your genes determine the parameters and limitations of your ability.

[noname]

This thread has really been hijacked by Yakov.

I've learned that the IQ test, created by whites, drawing on white culture is the only thing that prevents other races from doing well. Has anyone ever studied Haredi IQ? Has Yakov included Haredi IQ levels in his theory? No. Do they even let their kids take those tests developed by 'goyim'?

In any case it is very offensive that the racist posts are not being deleted. There are enough racist blogs out there for Yakov to join. Good by and good riddance.

[Yakov]

There are similarities between hareidi and black problem facing society. An open discussion of race issues should be allowed. There is nothing wrong with it. A scientifically and empirically supported belief in racial differences is perfectly legitimate.

[ah-pee-chorus]

"the Germans were mixed, not pure Africans"

Where'd you get that from?

"23 isn't a sample. I disagree with your proofs. This is what IQ is about - it's genetic, you are born with it, it cannot be modified"

It's easy to keep racist beliefs when you ignore and deny everything which shows otherwise. You would hate blacks just as much even if their IQ's were higher than whites.

One more point. Let's assume for sake of discussion that your claim is true. So what? People don't choose what genes they have. Should people with lower IQ's be punished? Would you want whites with low IQ's treated like blacks? Where do you go from there?

[Amos]

Gefilte, how do you define handout? Do you mean they don't pay for their exact share of roads, public education? I do feel there is underemployment but are you setting an unrealistic goal - where any large family must fail - and are you really trying to define morality and social responsibility such that noone can have a large family.

[Jeff]

APC, why are you bothering? This guy is a stunning example of Dunning-Kruger.

Do you really think there's any scenario in which admits you're right?

[ah-pee-chorus]

Jeff-

I'm sure there's not. I just feel better having the other side presented at least cursorily.

[Rebitzman]

Guys, guys, guys.........wake up. No one, but no one "real" says "negro" or cites "The Bell Curve".

All we have here is the latest FM troll. Better read, perhaps, than earlier trolls - but a troll.

Don't feed him.

[Yakov]

Apicorus, Richard Lynn and the scientists that follow in his path answered all the spurious claims against their findings. The liberal pc elites can silence the discussion but they cannot change the
facts that IQ and racial differences are a reality.

I'm not suggesting to punish anyone for having low IQ. It's not anyone's fault or choice. What I'm saying is that the situation should be recognized for what it is. These populations should be held responsible for their behaviour, required to live by the rules and not allowed to procreate disgenically. If they have children that they cannot support they should be sterilized after the first such child. Both the father and the mother. This is a way to stop this vicious cycle. Also, the country doesn't need any low IQ immigration to drain it's resources. Only high IQ immigrants that benefit the society and are capable of being assimilated should be allowed.

[Account Deleted]

Yakov.

Interesting fodder for a dystopian sci fi feature film, but in the real world, we still place high value on all human life and protect the rights of all human beings to reproduce freely.

Your suggestion is not acceptable by the standards of normal human decency.

I still think you are just trying to get a rise out of the thread contributors.

[ah-pee-chorus]

Yakov- If a society required physical labor and jews were shown to be genetically inferior to blacks, Dutch and Aryans, should the same rules be applied?

"These populations should be held responsible for their behaviour, required to live by the rules "

As opposed to populations of geniuses who should NOT ?

"and not allowed to procreate disgenically"

Like big-nosed, short jews?

"If they have children that they cannot support they should be sterilized after the first such child."

But "average IQ" folks should be allowed? Or should they also be sterilized if they can't support their kids? Wouldn't we be better off testing all adults and sterilizing (or
euthanizing) anyone with a below average IQ?

I'd appreciate an answer to each of my questions.
Don't skip any because that'll make it look like you have no answer.

[Yakov]

Pard, under normal evolutionary conditions in Africa this disgenic reproduction wouldn't have happened. Yes, people can reproduce freely, but nobody but themselves is responsible for feeding their offspring. Today, negro is able to reproduce without taking any responsibility for his actions. Incidentally, the same goes for hassidim.

[Account Deleted]

Yakov

There is a world of difference between demanding societal rules of personal responsibility, and what you suggested above.

Debtors prison used to be the norm, but now we have bankruptcy.

No question that if you bring a child into the world, it demands personal responsibility to provide for that child.

Failure to do so could incur all kinds of penalties, but sterilization is not an option in civilized society.

Now sterilizations for annoying people ... :)

[Gefilte Fish]

Amos,

It's the chareidi disdain of secular learning that prevents them from independently supporting their large families (kind of ironic, isn't it?). Very few chareidim in Israel want their children to learn any English, even though English is vital in getting a good job there.

In addition, they are infantilized and think if they have enough bitachon, then G-d will send down money like the manna. If they are chassidic on top of that, then they send huge amounts of cash to their rebbe.

Let them have as many children as they can support, but they have to take steps to enable themselves to accomplish that.

[JessicaR]

I would like to add a comment to the discussion about The Bell Curve. In at least one instance that I know of, the authors, Herrnstein and Murray, were either mistaken or dishonest with one of their references. They cited an adoption study comparing white infants adopted by whites with black infants adopted by whites. The adopted black infants had low IQs and they took this to mean that low IQ scores in blacks were caused by genes.

HOWEVER, what they failed to mention was that the white infants were adopted within a year of birth and had been placed in high-quality foster homes before adoption. The black infants had been adopted at an average age of three and had many, low-quality foster homes before adoption.

The point is that genetic and environmental factors were hopelessly confounded and no true conclusions could really be drawn. But the authors did not report this fact in the book.

Also, since the book was written, we know more about the effects of prematurity and low birth weight, which are much more common among African-Americans. We also know, for example, that high cortisol levels in utero can lower IQ as well. While these phenomena may have a genetic basis, they can also be prevented with proper prenatal care.

In other words, the jury is still out on the question of how genes and environment interact to produce intelligence.

[Yakov]

Apicoros,

1. The rules are for parasites and free-loaders, not for average of below average people. The reason that Ashkenazi Jews are good at intellectual work as opposed to physical labor is because they had been excluded from trades and agriculture. This caused them to evolve and adapt to their environment. the evolutionary pressures caused selection for intellectual traits to take place. See '10,000 Year Explosion' last chapter 'How Ashkenazi Jews got their smarts'. Inferior doesn't mean useless, just less adapted.

[Yakov]

Apicoros,

2. What populahighstion of geniuses? Everyone has to earn their keep. I don't know what you are talking about.

3. Please look up 'dysgenic'. Big noses and short height are not. Low IQ, psychotic personality are.

[Yakov]

Apicoros,

3. Look at the Bell Curve. 16% of the population are poor performers. This isn't a problem in a homogeneous population where the 84% can help the weaker 16%. In a racially mixed population it becomes a problem. 16% of the white population have IQ below 85, it's 50% of the blacks. This is the reason for the growing violence and racial tension. It will only get worse as time goes on because percentage of the high IQ white population is decreasing, whereas the percentage of the low IQ non-white population is increasing. There will be more racial violence and we may end up with a race war similarly to what goes on in jails today where against all common sense the races are not segregated despite repeated requests of the inmates themselves.

[Yakov]

So to sum it up. Every nation and race should live in the place where it evolved to be what it is and where it is adapted to the environment. Just like in the animal world two sub-species do not share the same territory, different races of humans cannot share the same territory. They naturally will associate with their own kind and will struggle for the limited resources.

[Shayna G in NZ]

Amos
No one should have a large family unless they can support that family and not rely on
welfare.It really is that simple.

[Isa]

SHMARYA!!!

This thread is about the Heredi 'banking ' system not something about Blacks and 'Bell Curve'
Remove all posts about by this Yakov. Yakov can post on Stormfront

[noname]

I agree with Isa that all Yakov's posts should be removed.

He claims to be intellectually superior but he is intellectually dishonest.

Bell Curve is not a holy book. It is very problematic as has clearly been pointed out here and elsewhere.

IQ testing is not a gold standard for all groups and to speak of it in this context without at least honestly discussing the bias controversy is ridiculous.

Yakov's rabid racism, is meant to pull this website into a whole different sphere and obviously his hope is too eventually shut it down. He is a fraud trying to distract....

The discussion on this thread and on this site here is meant to raise awareness regarding a group of people who claim to be holier than everyone else but are very often frauds (of every kind). They do have opportunities and choose not to exercise those opportunities. They do have choice but choose to remain choice-less.
Racism claims that people have no choice but to be inferior. Completely irrelevant here.

[Yakov]

I don't think that 'Bell Curve' is problematic, the ones that do should present their argument against it.

I've never claimed intellectual superiority over anyone. I keep this discussion substantive and impersonal.

There is no reason to suppress scientific findings. They are based on our understanding of evolution and natural selection. I believe in accepting scientific research even it leads to uncomfortable conclusions. Science cannot be racist, atheist or religious - it's an honest intellectual inquiry. Your requests to suppress it's voice are an indication of your narrow mindedness.

[noname]

If you've actually read any of the literature and several of the comments above you would have seen that arguments against the Bell Curve WERE presented.

You did not respond to those.

You did not respond to the bias issue in IQ testing.

This is not about an 'honest intellectual inquiry'. You are full of sh-t and a fraud and continue to be intellectually dishonest.

I am embarrassed to have fed you this long and I'm done.

[Isa]

SHMARYA!!!

Please remove Yacov's post

These posts drag your site down to Storm Front level

[Shmarya]

I think noname has done a good job showing anyone who cares about the truth that Yakov is nothing more than a dishonest lying racist troll.

[ah-pee-chorus]

Yakov-

You didn't or couldn't answer my questions and the word 'dysgenic' means : exerting a detrimental effect on later generations through the inheritance of undesirable characteristics.

I'm done with you.

[Jennifer]

@monsey is crooked or Gedalia or any of the other names you go by on this blog like D, get not valid, eli lakewood.

Why do you need to know the names of the family when you hide behind so many fake names yourself and why are you so awfully obsessed with everyone else?

I wonder could it be that you have such a loser life that the only happiness you can find is trashing other people and writing such disgusting things on this blog? I wonder what Suryl ex has to say about all of this?